capitalization, a means of improving pensions underused in France


The rare collective capitalization systems implemented in France have proven to be a success. insta_photos/stock.adobe.com

DECRYPTION – The delay in retirement savings in France causes retirees to lose money every year, according to a study by the IEM.

While the year 2023 will remain marked by the laborious adoption of the pension reform, which saw part of the public insist on the increase in the retirement age to 64 years, why do so many French people aspire to retire? This is one of the questions asked by economists and experts gathered on Monday at the annual conference of the Pension Orientation Council (COR) devoted this year to the theme “well-being and retirement“. The opportunity to dive directly into the subject for Gilbert Cet, new president of the COR, who succeeds Pierre-Louis Bras, dismissed in October, the government accusing him of not having taken firm enough positions in favor of reform.

We have had a hysterical debate on pensions with extreme positions. However, a large majority of workers say they are generally satisfied with their work: 77% of employed people express a degree of satisfaction greater than or equal to 6 on a scale of 10.», indicates Bertrand Martinot…

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