disappearance of the Pinel system, increase in funds for energy renovation

Despite an intensifying housing crisis, the finance bill does not include any major new developments on the subject. It confirms the two main changes announced by the Prime Minister, Elisabeth Borne, in June, at the end of the National Refoundation Council devoted to this theme. On the one hand, the resources devoted to MaPrimeRenov’ increase by 1.6 billion euros per year, to reach a total of 5 billion. The objective is to help, from 2024, 200,000 households to renovate their homes energy-efficiently, supporting the most modest with up to 40,000 euros. The My Renov’accompanist system will be deployed in parallel. On the other hand, the Pinel rental investment and tax exemption system, considered costly and ineffective, is abolished, which should generate 2 billion euros in savings.

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Another source of savings already planned, the zero-rate loan (PTZ), which was to end at the end of 2023, is extended until 2027, but refocused: this credit granted under resource conditions to access property will be reserved for the purchase of a new apartment in a tense area or an old home in an area ” relaxed “ if renovation work is carried out. The eco-PTZ, accessible for any renovation of a main residence, is extended without being tightened. Same thing for the property tax exemption for twenty-five years granted to social housing heavily renovated. This is the only gesture in favor of social landlords, who, faced with an influx of requests and construction difficulties, had called for major measures.

Maintaining the emergency accommodation system

Other budgets are increasing: the tax regime benefiting intermediate housing, intended for the middle cles (with rents cheaper than market prices) is extended to renovated old housing and to new municipalities. Some 68 million euros have been allocated to MaPrimeAdapt’, to finance work to adapt housing to loss of autonomy linked to age or disability.

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The credits allocated to the urban renovation of sensitive neighborhoods are also increased, as are those of the Housing First plan, which promotes access to housing for homeless people – the latter will benefit from 29 million euros, adding to the 44 million annually. The government, which is unable to meet emergency accommodation needs – 2,000 children were on the street on the eve of the start of the school year – has given up on reducing its system: it will maintain, in 2024, the 203,000 current places.

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